Special Needs

Securing a Lifetime of Care for Your Loved One

Special Needs

Planning for a Lifetime of Care

“Invaluable for families seeking to secure the long‑term well‑being and financial stability of their loved ones with disabilities.”

Planning ahead for the future needs of a child with disabilities is essential to ensure their financial security and well‑being. With the help of attorneys at HWK Law Group, through the use of special needs trusts, ABLE accounts, care plans and other tools, you can ensure the future success of your child if you are no longer there to advocate for and take care of them.

Contact Us

Do You Have a Family Member with Special Needs? A short introduction from HWK Law Group.

How We Help

Planning Tools We Use

Two of the most effective tools for protecting a loved one with special needs, without jeopardizing the government benefits they rely on.

Special Needs Trusts (SNTs)

The attorneys at HWK Law Group work with families of special needs children to create a trust that allows you to benefit someone with special needs without disqualifying them for governmental benefits. Federal laws allow special needs beneficiaries to obtain benefits from a carefully crafted trust without defeating eligibility for government benefits. SNTs can be set up by either the individual with the disability (a “Self‑Settled SNT”) or by a third party such as a parent or grandparent (a “3rd Party SNT”).

ABLE Accounts

ABLE accounts are tax‑advantaged savings accounts — similar to 529 education savings plans — whose funds can be used to pay for certain qualifying expenses of disabled individuals. The disabled individual is the owner of the account, and its funds can be used to supplement, not replace, the benefits and services provided by government programs like Medicaid and Supplemental Security Income (SSI).

Your Special Needs Planning Team

Meet Your Team

Trusted counsel for families navigating special needs trusts, guardianship and long‑term care planning.

NH

Nicole R. Hewitt, Esq.

Attorney & Partner

Co‑founder of HWK Law Group, guiding families through special needs trusts and long‑term care planning.

(410) 567-5504
MO

Mary E. O'Byrne, Esq.

Attorney

A respected leader in special needs planning, trust & estate administration and guardianship.

(410) 567-5477
ED

Elizabeth L. Doory, Esq.

Attorney

Focuses on special needs and estate planning, helping families build lasting care plans.

(410) 567-5496
Ready When You Are

Let's Prepare, Plan and Protect Together

Speak with our Special Needs Planning team today and start building a secure future for your loved one.

Schedule a Consultation